How our mortgage loans work


The lender reviews your financial situation to determine how much they are willing to lend.

Loan Application

The borrower completes a loan application with information about the home being purchased.

Mortgage Processing

The loan processor gathers all information needed for the loan for underwriting.

Approval & Closing

The underwriter issues final approval and the home buyer attends closing to finalize deal.

Why us?


We made our debut in 2003, and have grown exponentially ever since. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.

Customer for Life

The company’s emphasis on Customer for Life has won many accolades from the customers. Be it first time buyers, refinance, or commercial mortgage, the loyal customers always consider A1RM as a primary contact for their Mortgage needs.

Explore loan options to fit your needs.

Conventional Loans

These are growing in popularity due to low rates and flexible guidelines.

Jumbo Loans

Jumbo Loans are those that exceed the 2021 loan limit of $647,200.

FHA Loans

An FHA loan is a mortgage that is insured by the Federal Housing Admin.

Still Have Questions?

Call us for a Free Consultation at 503-381-4179

Awards and Achievements

2019, 2018, 2016, 2014, 2013, 2012, 2011

Portland’s 5 Star Mortage Professionals – Portland Monthly


Million Dollar Club Award – Countrywide Home Loans

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